- Spend & Save
- Checking
A checking account that pays you back
Simple, rewarding, and built to grow with you.
Choose the checking account that fits your lifestyle
Looking for a checking account that rewards your spending or helps you manage your business with ease? We’ve got just what you need.
Get big returns on your everyday banking
With every swipe or deposit, your money works harder for you. Our checking options reward both spending and saving.
Earn cash back
Earn 5% cash back on every swipe. Groceries, gadgets, or gas—get rewarded for spending on life’s essentials.
Grow with high yield savings
Grow your savings faster with 7% APY* on checking. Watch your balance grow just by keeping your cash with us.
Enjoy no hidden fees
Simple and transparent. Enjoy checking with no hidden fees, no minimums, and no sneaky charges.
Bank on the go
Handle your finances on the go. Our mobile app lets you deposit checks, pay bills, and more—wherever you are.
Can I bank at OnPath?
If you live in Southeast Louisiana, chances are, yes! There are four ways to become a member.
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Your parent, child, sibling, spouse, grandparent, or roommate currently banks with OnPath, or works for one of our business partners.
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You work for or have retired from one of our business partners.
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You live, work, worship, attend school or frequently do business in certain parishes located in Louisiana.
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If none of the previous apply, you can make a $5 donation to the OnPath Foundation to become eligible.
Why our members love banking with us
“Within 10 minutes of completing an auto loan application, a loan specialist called and told me I was approved.”
“I am a down-home guy from the River Region and I wanted to do business with someone with that same perspective. I found that with the Credit Union.”
“Banking with the Credit Union feels personal. It’s a small bank feel, even though they aren’t that small. They offer so many beneficial services and workshops to their members.”
"Our loan experience with the Credit Union exceeded the already high expectation we had. Whenever we had a question about anything, they always had the answer. It was such a relief to know we were in great hands and would HIGHLY recommend them to anyone for the first-time homebuyer program, or any loan for that matter!"
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"Great service. I got a home equity loan to do some remodeling without leaving my recliner."
"This was my first 'solo' home buying experience, and I could not have fathomed being connected to a better lender. Nothing about the process felt transactional; they weren't just interested in 'closing the loan,' they were concerned about my overall financial wellbeing. The Framework Homebuyers class was literally a masterclass in …
"After two loans and a new car, the Credit Union has always been helpful, caring and considerate. None of this would be possible without you."
"We chose the Credit Union to finance our new truck because of their historically great rates and excellent customer service. We were able to take advantage of several discount perks to get a great interest rate!"
"Being a business partner with the Credit Union has some major perks not only for employees, but for our business as well. All Evonik employees get great benefits and rewards just for being a member, with no fees or anything."
"The Credit Union has taught us at Gateway Ford how to save for our future."
"The Credit Union helped me make my dream of opening a Sweet Rolls become a reality. Other banks looked at me like ‘How are you going to do this? You don't know what you're doing.’ They didn't have any faith in me. They viewed me as an entrepreneur and helped me every step of the way."
"The credit union saves me time. My time is important. It’s the best thing I can give to my family."
"I feel safe with the Credit Union. When there was an unauthorized charge on my account, they texted me, called me, locked my account and launched a full investigation. My definition of protecting and serving! They are ??."
"I feel secure banking at the Credit Union."
"My dog Athena needed emergency surgery, but I didn't have the money to pay for it. The Credit Union approved me for a loan and the cash was in my account the same day. Without their help, I don't know what would've happened to her."
"Any need I have, the Credit Union takes care of it. Their customer service is number one."
"I've been with the Credit Union for three years. I won't bank with anyone else."
"The Credit Union is always reliable. They help get me what I need and treat me like family."
"I love my credit union. They are personable. They know me."
"For years, the Credit Union has been my choice for a variety of banking needs."
"I legit thought I was lost without a answer to getting my home repaired after hurricane Ida. Until crossed paths with Ashley Broyard and Onpath Credit Union. They were the Hail Mary pass I took and they came through for me with flying colors. I would be so lost without their help. Ashley Broyard is the best. Kind. Caring. …
"Holly Apple-Kratzberg is so knowledgeable and a great mortgage lender. We’ve received lending for a variety of loan types (e.g. refinancing, construction, etc.) over several years. I always shop around rates, and Holly always has the best rates. Her customer service skills are excellent. She always communicates with us in a timely …
"The mortgage team at OnPath cannot be topped. My loan officer, Hollie, made the process so smooth and simple and as painless as can be. Even my real estate agent commented to me about how easy it was to work with OnPath. If you're looking for the best place to get a mortgage, OnPath is the place."