Checking
Business Accounts

Business checking

Whether you're spending, saving or rebuilding, our accounts get you on the path that's right for you.

Advantage Business Checking

A checking account made for high-volume needs.

Recommended for businesses with a higher number of monthly transactions.

Features & benefits

Access to online and mobile banking
Pay bills with online convenience
Deposit funds remotely with ease
Manage issued debit cards effortlessly

Requirements

$100 opening deposit
$0 minimum balance
$10 monthly fee (waived if average daily balance is $2,500)

Business Elite Money Market

Business Elite Money market account

A high-return savings option with easy access.

Grow large balances faster with our high-yield money market account, offering high returns with the ability to access funds when you need them.

Why choose a money market account?

Earn 4.40% APY* on balances over $25,000
Up to three penalty-free withdrawals per month
High-return alternative to standard savings accounts
Flexible access to funds when needed
Manage funds easily through online and mobile banking
Excess Share Insurance available

What makes it right for you?

High returns without a long-term commitment
Flexibility to access funds and earn interest
Ideal for larger balances with room to grow
Convenient access to manage funds as needed

Business share certificates

Lock in your savings for a higher return.

Secure your savings with a guaranteed rate of return. With terms from 6 to 60 months, share certificates provide stable growth over time.

Why choose share certificates?

Guaranteed growth with fixed rates
Flexible terms from 6 to 60 months
Higher returns than regular savings
Insured savings for added security
Competitive APY rates for all terms

What makes it right for you?

Earn more on funds you don’t need immediately
Reliable savings with minimal risk
Choose terms that align with your goals
Secure, insured growth for added peace of mind

Organizational Club Account

A checking account for those who give back.

The perfect fit for any non-profit, civic club, association, or other qualified group.

Requirements

$25 opening deposit
$0 minimum balance
$10 monthly fee (Waived if average daily balance is $250)

Features & benefits

Stay connected with online and mobile banking anytime
Deposit funds remotely for added convenience
Effortlessly manage all your debit cards in one place
Easily pay bills from anywhere with online access

Contact Us

When you’re ready to apply, you have the assistance of our experienced member service representatives. They can guide you through each step and explain the benefits and requirements of our deposit products. The process is quick and easy, meaning you can open and start using your account in no time.

To learn more or to open an account, give us a call at 800-749-6193.

Disclosures

* APY = Annual Percentage Yield.

²Free with direct deposit or $2500 average daily balance. A $10 monthly fee applies with average daily balance less than $2500.

³ A flat rate and Annual Percentage Yield is paid on all balances of at least $1,000.

⁴ Dividends are calculated on the actual dollar amount in the account. Dividends are not paid any day the account balance falls below $1,000.

Frequently asked questions

How do I redeem my VISA Credit Card Reward Points?

Members should log into the OnPath Mobile App or the full Online Banking experience via our website (BeOnPath.org). If logging into the app, please look in the main navigation menu for more and then VISA CARD CONTROLS. If using the Online Banking Experience click on the VISA CARD CONTROLS tile that is across the top of the screen.

Once you reach the portal, you will see your reward points. You will need to click on the NUMBER of points (not the word rewards) to access the redemption portal.

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Once you click on the number of points, you will be redirected to the Rewards Site, or you should click on the word "click here". If you are not reaching the site, please make sure your device does not have a pop-up blocker enabled.

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You will then be able to redeem rewards such as merchandise, travel points or cash. Also keep in mind that to redeem points you must have accumulated a minimum of 2500 Points in order to redeem any points.

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What is OnPath CU's routing number?

The OnPath CU routing number is 265075087. This number is most often requested as part of direct deposit or auto draft set ups, and typically precedes your member number.