Get the loan you need, for what you want

Our personal loans come with low rates, no fees, and flexible terms. Whether it's debt consolidation or an emergency, we've got you covered.

    Signature loans

    Signature loans

    Flexible personal loans for anything life throws your way.

    Our personal loans give you the chance to borrow up to $35,000 with no hidden fees and low rates—perfect for home improvements, vacations, or unexpected expenses.

    How this loan helps you

    • Borrow up to $35,000
    • No fees or prepayment penalties
    • Low, fixed interest rates
    • Fast funding—get approved quickly

    What you’ll need to qualify

    • Proof of income required
    • Credit check and financial review
    • Must be a member of OnPath
    • Minimum loan amount: $1,000
    Lines of credit

    Line of credit

    Borrow only what you need, when you need it

    Whether it’s a surprise bill or planned project, our line of credit gives you financial flexibility. With low rates and flexible terms, accessing funds is as easy as it gets.

    How this loan helps you

    • Revolving access to funds when needed
    • Only pay interest on the funds you use
    • Flexible repayment terms
    • Perfect for managing cash flow or unexpected expenses

    What you’ll need to qualify

    • Proof of income required
    • Good credit history preferred
    • Must be a member of OnPath Credit Union
    • Credit review may be necessary
    Credit enhancement loan

    Credit enhancement loan

    A step up for your credit health

    Rebuild your credit with manageable terms and a structured plan. Our credit enhancement loan is an effective, supportive way to help you reach a stronger financial standing.

    How this loan helps you

    • Affordable monthly payments to fit your budget
    • Builds positive credit history
    • Great for credit-building or re-establishing credit
    • Low, fixed interest rate

    What you’ll need to qualify

    • Proof of income required
    • Member of OnPath Credit Union
    • Willingness to make consistent, timely payments
    • Financial counseling available for guidance

    What sets our personal loans apart?

    Lending solutions designed to simplify life and support your financial goals.

    Low rates, no hidden fees

    Get competitive interest rates without hidden fees or penalties.

    Fast approval

    Get approved quickly, so you don’t have to wait for the funds you need.

    Flexible terms

    Choose loan terms that fit your budget and financial situation

    Member-focused

    We put our members first, offering personal service and support.

    Frequently asked questions

    The OnPath CU routing number is 265075087. This number is most often requested as part of direct deposit or auto draft set ups, and typically precedes your member number.

    Many different check styles are available. To browse and save time when ordering, visit https://reorder.libertysite.com/default.aspx to select your favorite style and view pricing options.

    Online:

    If you have a Liberty reorder form that contains your reorder ID and start number, and you do not have any changes to your personal information, please visit https://reorder.libertysite.com/default.aspx to order checks online. You will need to use OnPath CU Routing and Transit Number along with your account number. These numbers are from the bottom row of numbers on your checks.

    If you have changes to your personal information, please make all updates at your local OnPath CU branch, or by logging into your account via our Online Banking system

    By Phone:

    To reorder your checks by phone through Liberty Harland Clark call 877.585.8777.

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