Skip-A-Payment

It's like a holiday for your wallet!

    Skip-A-Payment

    Everyone deserves a break once in a while.

    Skip-a-Pay is ideal for seasonal expenses, unexpected emergencies, or simply giving yourself a break to enjoy some peace of mind.

    This promotion allows you to skip up to two (2) monthly payments in a 12-month period on certain loans.

    Details

    • The Skip-A-Pay Program applies to personal loans* and auto loans* that are open for more than six (6) months and are currently in good standing.
    • You can apply to Skip-A-Payment up to twice in a calendar year but not in consecutive months.
    • There is a $35 fee per skip, per loan.
    • The skipped months will be added to the end of your loan, extending the loan term. Interest will continue to accrue during skipped months.

    Request to skip

    Disclosures

    *Skip-A-Payment requests are not available on loans during the first six (6) months of the loan term. Not applicable to 1st mortgage, 2nd mortgage, balloon notes, lines of credit, 12/12/12 Holiday loans, home improvement loans, credit card payments, collection workout payments, Wheels to Work, OnPath Auto Chance, or business loans. Deferred payments will be added to the end of the loan term. During this time, interest will continue to accrue. A $35 fee will be assessed for each Skip-A-Payment request, per loan. Request will be denied if any of your loans are currently delinquent or if your account is not in good standing. In order to qualify, the loan must have been paid on time for the last six (6) months prior to this request. Members are limited to two (2) Skip-A-Payment requests per calendar year (twelve (12) months) with a minimum of six (6) months between each request and/or loan modification. Requesting to defer a payment may affect any future GAP insurance payouts. Other conditions may apply. Visit BeOnPath.org, or call 504.733.7274 for details. Federally insured by the NCUA.

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