Courtesy Pay

It’s our way of giving you a little extra cushion when you need it.

    Courtesy Pay

    We’ve got you covered.

    With Courtesy Pay, you can tackle unexpected expenses without the stress.

    We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, automatic bill payments, ACH transactions, and other electronic funds transfers.

    Details of Courtesy Pay

    • When Courtesy Pay is utilized, the credit union charges a Courtesy Pay Fee of $32 per paid transaction that would have otherwise been declined without incurring a fee or returned due to non-sufficient funds and incurred an NSF Fee of $32.
    • Courtesy Pay allows an eligible checking account to be overdrawn up to the account’s disclosed Courtesy Pay limit to pay transactions or items as a courtesy service for members who are in good standing.
    • The member is expected to bring the account back to a positive balance with one or more deposits into the account within 35 days.
    • Overdrafts are paid at the discretion of the credit union. OnPath FCU is under no obligation to pay an overdraft, and payment of overdrafts is not guaranteed.

    Terms and conditions

    You know the why,
    we know the way.

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