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Why choose a credit union
over a bank?
Unlike big banks, we invest in you, our members, and the
community. Here's why OnPath is the better choice.
Save more money
Get more from your money with higher interest on savings accounts and lower fees on loans. It's that simple.
Grow local business
Our business loans have helped over 700 local businesses thrive. We're committed to helping entrepreneurs and business owners grow their ventures.
Support your community
We believe in giving back. That's why we invest in local initiatives that create generational wealth and support our neighborhoods.
Our history
OnPath FCU began as ASI Federal Credit Union in 1961, serving the hardworking employees of Avondale Shipyards.
Over the decades, we’ve grown to more than 85,000 members across South Louisiana.
In 2019, we rebranded as OnPath, symbolizing our commitment to guiding our members toward financial success.
With our recent merger with Louisiana FCU in 2024, we’ve set our sights on creating even more opportunities for our members and the community.
From small-dollar loans to community initiatives, our mission remains the same—keeping you OnPath to financial growth.
OnPath Foundation
The OnPath Foundation is dedicated to creating generational wealth in our community. Through financial literacy, homeownership programs, and small business support, we’re working to break the cycle of poverty and build sustainable economic growth for future generations.
We've helped over 85,000 members achieve financial success
“Within 10 minutes of completing an auto loan application, a loan specialist called and told me I was approved.”
“I am a down-home guy from the River Region and I wanted to do business with someone with that same perspective. I found that with the Credit Union.”
“Banking with the Credit Union feels personal. It’s a small bank feel, even though they aren’t that small. They offer so many beneficial services and workshops to their members.”
"Our loan experience with the Credit Union exceeded the already high expectation we had. Whenever we had a question about anything, they always had the answer. It was such a relief to know we were in great hands and would HIGHLY recommend them to anyone for the first-time homebuyer program, or any loan for that matter!"
…
"Great service. I got a home equity loan to do some remodeling without leaving my recliner."
"This was my first 'solo' home buying experience, and I could not have fathomed being connected to a better lender. Nothing about the process felt transactional; they weren't just interested in 'closing the loan,' they were concerned about my overall financial wellbeing. The Framework Homebuyers class was literally a masterclass in …
"After two loans and a new car, the Credit Union has always been helpful, caring and considerate. None of this would be possible without you."
"We chose the Credit Union to finance our new truck because of their historically great rates and excellent customer service. We were able to take advantage of several discount perks to get a great interest rate!"
"Being a business partner with the Credit Union has some major perks not only for employees, but for our business as well. All Evonik employees get great benefits and rewards just for being a member, with no fees or anything."
"The Credit Union has taught us at Gateway Ford how to save for our future."
"The Credit Union helped me make my dream of opening a Sweet Rolls become a reality. Other banks looked at me like ‘How are you going to do this? You don't know what you're doing.’ They didn't have any faith in me. They viewed me as an entrepreneur and helped me every step of the way."
"The credit union saves me time. My time is important. It’s the best thing I can give to my family."
"I feel safe with the Credit Union. When there was an unauthorized charge on my account, they texted me, called me, locked my account and launched a full investigation. My definition of protecting and serving! They are ??."
"I feel secure banking at the Credit Union."
"My dog Athena needed emergency surgery, but I didn't have the money to pay for it. The Credit Union approved me for a loan and the cash was in my account the same day. Without their help, I don't know what would've happened to her."
"Any need I have, the Credit Union takes care of it. Their customer service is number one."
"I've been with the Credit Union for three years. I won't bank with anyone else."
"The Credit Union is always reliable. They help get me what I need and treat me like family."
"I love my credit union. They are personable. They know me."
"For years, the Credit Union has been my choice for a variety of banking needs."
"I legit thought I was lost without a answer to getting my home repaired after hurricane Ida. Until crossed paths with Ashley Broyard and Onpath Credit Union. They were the Hail Mary pass I took and they came through for me with flying colors. I would be so lost without their help. Ashley Broyard is the best. Kind. Caring. …
"Holly Apple-Kratzberg is so knowledgeable and a great mortgage lender. We’ve received lending for a variety of loan types (e.g. refinancing, construction, etc.) over several years. I always shop around rates, and Holly always has the best rates. Her customer service skills are excellent. She always communicates with us in a timely …
"The mortgage team at OnPath cannot be topped. My loan officer, Hollie, made the process so smooth and simple and as painless as can be. Even my real estate agent commented to me about how easy it was to work with OnPath. If you're looking for the best place to get a mortgage, OnPath is the place."
