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LFCU and OnPath have merged to serve you better, together.
On May 29, 2024, members of Louisiana Federal Credit Union voted in favor of merging with OnPath Federal Credit Union. This exciting partnership brings together two strong and healthy organizations to benefit all our members and communities. We're thrilled to join forces and become 'better together.'
For Louisiana FCU members, it’s business as usual during the transition: account numbers will remain the same, cards and checks will continue to work, direct deposits and payroll will be posted per usual. You’ll continue to receive the same great service you’ve come to expect. We’re working on merging our systems and aim to complete the integration by early 2025. Until then, continue to use Louisiana FCU branches. Once we’re fully integrated, you can conduct business at OnPath branches, giving you even more options across the greater New Orleans area. We’ll keep you updated every step of the way as we work towards bringing our systems and processes together.
With this merger comes a significant expansion of our branch and ATM/ITM network, ensuring you have easy and local access to your money.
The OnPath CU routing number is 265075087. This number is most often requested as part of direct deposit or auto draft set ups, and typically precedes your member number.
Many different check styles are available. To browse and save time when ordering, visit https://reorder.libertysite.com/default.aspx to select your favorite style and view pricing options.
Online:
If you have a Liberty reorder form that contains your reorder ID and start number, and you do not have any changes to your personal information, please visit https://reorder.libertysite.com/default.aspx to order checks online. You will need to use OnPath CU Routing and Transit Number along with your account number. These numbers are from the bottom row of numbers on your checks.
If you have changes to your personal information, please make all updates at your local OnPath CU branch, or by logging into your account via our Online Banking system
By Phone:
To reorder your checks by phone through Liberty Harland Clark call 877.585.8777.
Being an OnPath CU member allows you the option of covering your share drafts (checks) by an automatic transfer from your Savings Account, Line of Credit (LOC) or Money Master Account. In order for the overdraft protection to work, the funds will need to be available. The transfer of funds from the account or LOC are done automatically. The member is charged a minimal transfer fee. Please keep in mind that Savings accounts are regulated to only allow 6 electronic withdrawals a month.
Some of our Checking Accounts offer Courtesy Pay, a benefit to our members that may protect your account in the event that you are accidentally overdrawn. However, anytime you have non-sufficient funds in your checking account OnPath CU charges a fee.
Establish your OnPath CU membership, then write a check from your account at the other financial institution. Once all your checks from your other account have cleared and you've received your new checks and Visa Debit Card from OnPath CU, close the account at the other financial institution.
You may call or come into an OnPath CU branch to complete the stop payment. This service is also available through our Online Banking system. A processing fee will be charged for stop payment requests.
Here are the shortcuts to our Telephone Navigation System. That way you know which buttons to press to get to the correct department faster.
If you need to report a lost or stolen OnPath CU ATM, Debit, or Credit Card you have multiple options to notify us.
Our office hours are M-F, 9am to 7pm and Saturday 9am to 5pm.
Here are the shortcuts to our Telephone Navigation System. That way you know which buttons to press to get to the correct department faster.
There are two types of Debit Card transactions: debit (PIN) and credit (signature). When paying for a purchase, the clerk will ask "debit or credit?" When you reply "debit" to the clerk, it becomes a PIN transaction. You are required to enter your Personal Identification Number (PIN) after the card has been swiped through a point of sale terminal. With PIN transactions, funds are withdrawn from your Checking Account immediately at the time of the transaction. When you reply "credit" to the clerk, it becomes a signature transaction. Signature transactions do not require your PIN but you do sign a slip to accept the transaction. With signature transactions, funds are sometimes held in your Checking Account at the time of purchase until the transactions post to your account in one to three days. Some companies do not hold the funds and will clear the Checking Account within a few days.
The Debit Card has a spending limit of $5,000 per day when used as a debit in stores or online. The spending limit is equal to the available balance in your Checking Account minus outstanding purchases that have not posted, with a daily total of $5,000. The Debit Card has no spending limit per day when used as a credit.
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