OnPath Credit Union

Member Success Stories

Share Your Story With Us.

Maybe we financed your dream home, helped you get a new or new to you car, consolidated your debt to lower monthly payments, or helped you overcome financial boundaries; Whichever it is we'd love to hear about your experience. 

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Member Success Story : Daretta's Catering

Meet Daretta Wilson and Kevin Joseph, two OnPath member's who were able to fulfill their dreams of owning a business while also building a relationship with our VP of Retail Operations, Sherrill Woods. Watch the video above to get the inside scoop of how their relationship with OnPath began and more.

How a 25 year old bought his first investment property

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Freddie, an attendee of ASII First Time Home-buyers Workshop purchased his first home at the age of 25. With the help and assistance provided by Financial Counselors, Joseph Roberts and Johnathan Moody, Freddie was able to successfully become the home owner of a 2-bedroom 2-bathroom duplex. We sat down to talk with the young real estate investor about his home-buying experience and how the First-Time Home-buying workshop has helped him along the way. 

What lead you to purchasing your first home?

I’ve always wanted to get into real estate and investing. When I used to work at a bank, I would speak with plenty of successful real estate investors, they would tell me, “buying a multi-family home is the way to go.” That was one of the main reasons why I purchased the duplex.

How long did it take you to find the home you wanted?

It took me less than 5-6 months. The duplex had been on the market for less than a month. My real estate agent suggested we make an offer soon because of the area the home was in and we didn’t think it would stay on the market for very long.

Were there any challenges you faced during the home buying process?

This is actually my second time going through the home-buying process. The first time was when I was about 20 years old.  I had a different real estate agent, and I didn’t do any first-time home buying classes. Luckily and unluckily things just didn’t work out for me and so I decided to go back to school and try again once I graduated.

How would you describe the first-time home-buying workshop?

Joseph and Johnathan provided me with a great amount of information and advice during the workshop. They made the home buying process extremely easy for me. I thought I knew a lot about buying a home but when I took the class, I found that there was a lot I did not know. They are very talented and knowledgeable financial counselors.

What was one thing you enjoyed most about the First Time Home Buyer’s Workshop.

The one-on-one counseling. They teach you about your credit scores, help you figure out how you use your work wages, how much you are spending a month and they come up with a plan.  

What advice would you give to a potential first-time home buyer?

Go in with an open mind and don’t be intimated by all the information they give you during the workshop. They are there to help and answer any questions you may have. Even if you feel like you know a lot about home-buying you should still take this class. I thought I knew a lot, but after taking the class I discovered that there was so much I did not know. I would even suggest that a person that has been through the home buying process before still take the class. Johnathan and Joseph do a great job with providing you with instrumental information to help you achieve your home buying goals.

Freddie is very excited about his first-time home purchase and doesn’t plan on stopping here. Within the next 20 months he plans on being the owner of not one but two duplexes. If you are interested in signing up for a home-buyer's workshop visit asharediniative.com.